My career started in the BFSI sector, working as a Business Analyst engineering digital lending, AML, and fraud management solutions for enterprise banks. I knew exactly how secure financial data was supposed to be.

But in early 2025, after taking the leap to start my own business in Kakinada, my personal finances derailed. I was swiping credit cards blindly, paying massive interest, and effectively spending my next month's salary today. I lost total control of where my money was going.

When I looked for an app to help, I discovered a dark reality: 95% of consumer finance apps are designed to harvest and sell your financial data. There was no true offline option.

I refused to hand over my financial life to data brokers. So, I used my background in bank-grade security to engineer a 100% offline expense tracker just to fix my own life. That private prototype evolved into the comprehensive financial operating system you see today: Fin OS.